Earning high points from credit cards is based on many factors, such as your usage and expenditure. For instance, some credit cards specifically give you points for spending on traveling, while others for spending at local retail stores. Therefore, while choosing a credit card, opt for those that provide high cashback, and supplement your spending habits. To help you, here are top points earning credit cards in the country.
Chase Sapphire Preferred® Card
This card has the best sign-up bonus, allowing you to score 60,000 points on a spending of $4000 in the first three months. If you’re a food connoisseur and a globe trotter, this card is highly beneficial as it has tie-ups with luxurious hotels and airlines. Furthermore, you get 3X points on expenses at gas stations if you spend up to $1,500. You are charged a $95 credit card fee annually; however, using this credit card regularly allows you to earn high redeemable reward points, making up for the annual fee.
Blue Cash Preferred
This credit card by American Express has a reward rate of upto 6%, giving you a cashback of up to 6% on U.S. streaming subscriptions and big supermarket chains. However, this is only applicable only if you spend up to $6,000 in a year on purchases. Moreover, using this card on the road and at gas stations gets you a 3% cashback on transit. Furthermore, if you spend $1000 in the first three months, you get a welcome bonus of $250.
Target REDcard™
Do you shop at Target all the time, from groceries to home decor? If yes, then this credit card is perfect for you. With this store card, you get a 5% discount on specific purchases from Target. Usually, credit card users convert their points into discounts or cashbacks, but Target REDcard™ rewards you with direct discounts. Also, you get free shipping for two days and extend return time and give its users an additional 30 days for exchanges or returns on store-bought items. With this card, you also get a 5% discount at in-store Starbucks. Moreover, you do not have to spend a cent as an annual credit card fee.
Ink Business Unlimited℠
This credit card is excellent for business cash backs. You enjoy a zero percent APR on purchases within the first twelve months of credit card membership, making it easier to make large business purchases. This credit card also gives you a one and a half percent cashback per purchase, no matter the purchase and where you buy it. The points you win lasts as long as the account is open, and you can redeem these points as travel rewards or gift cards of your choice.
